DISCLAIMER: PLEASE READ!

The information has been prepared for informational purposes only and is neither an advertisement nor legal advice. This information is not intended to create, and receipt of it does not constitute, a lawyer-client relationship. Readers, internet subscribers and online readers should not act upon this information without seeking professional counsel.  Some of the information has been collected from outside sources, the accuracy and reliability of the same is subject to proper verification.  We are not responsible or liable in any way for the consequences of using the information presented on these pages. This information is being made available as a public service.